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Guides for running a Pakistani household

Eight guides on the questions people here actually type into Google at eleven at night. Real numbers, in rupees, for Pakistani cities — no imported advice about 401(k)s.

Written for Pakistan · Prices in PKR · Updated August 2026

Every guide

Monthly expense calculator for PakistanFree monthly expense calculator made for Pakistan. Put in your salary and city, and see rent, bijli, grocery, petrol and school fees worked out — in rupees.How much salary is enough to live in Pakistan?Is Rs 100,000 enough in Karachi? What about Lahore or Islamabad? Real monthly numbers for rent, grocery, bijli and school fees — and what is left over.Monthly expense sheet template for PakistanA free household expense sheet built around Pakistani categories — bijli, gas, school fees, family support. Download it for Excel or Google Sheets, in rupees.When your salary is not covering your expensesIf the money finishes before the month does, it is usually three lines doing the damage, not all of them. Here is how to find them, and the order to cut in.How much of your salary should you save — and where should it go?How much to save from a Pakistani salary, and where the rest can go — National Savings, mutual funds, gold, property and committee, explained plainly.What you actually need to buy for a new home in PakistanMoving into your own place? What you actually need on day one, in the first month, and later — with realistic Pakistani prices, so nothing catches you out.How to run a household on a Pakistani salaryGhar kaise chalayein when everything costs more? The five lines that decide your budget, how to cut the bijli bill, and a 20-minute monthly routine.When can you actually afford to live alone in Pakistan?Thinking of moving out? Here is the honest monthly cost of living alone in Karachi, Lahore and Islamabad — and the salary at which it stops being a struggle.

Where to start

If you are here because the month is not adding up, start with when your salary is not covering your expenses. If you are deciding whether a job offer or a city is workable, start with how much salary is enough. If you just want the numbers for your own household, skip the reading and build your plan.

Stop guessing. See the actual number.

Answer a few questions about your salary, your city and your household. Guzara builds the whole month for you — and you can drag any line to see what it costs you elsewhere.

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Monthly expense calculator for PakistanHow much salary is enough to live in Pakistan?Monthly expense sheet template for Pakistan