What it costs to live in F-11, Islamabad
The most-searched apartment sector in the city. Rates start near Rs 40,000 for something small and pass Rs 100,000 quickly once the building has a lift that works.
Written for Pakistan · Prices in PKR · Updated September 2026
Rent in F-11
| What you are renting | Asking rent, a month |
|---|---|
| A 2-bed upper or lower portion, or a small flat | Rs 50,000 – Rs 110,000 |
| A full family house, roughly 5 to 10 marla | Rs 150,000 – Rs 350,000 |
The salary that carries F-11
This is the question a listing never answers. Given a rent, what does a household have to take home for the rest of the month to still work?
| What you would be renting | Rent a month | Tight but workable | Comfortable |
|---|---|---|---|
| A 2-bed portion or flat, at the low end | Rs 50,000 | Rs 143,000 | Rs 200,000 |
| A 2-bed portion or flat, at the top end | Rs 110,000 | Rs 314,000 | Rs 440,000 |
| A family house, at the low end | Rs 150,000 | Rs 429,000 | Rs 600,000 |
| A family house, at the top end | Rs 350,000 | Rs 1,000,000 | Rs 1,400,000 |
Rent at 35% of take-home in the third column, 25% in the fourth. Those are not arbitrary: a Rs 30,000 portion at the tight share comes to Rs 86,000, which is within a thousand rupees of the figure how much salary is enough has always given for one person living alone. The two pages were built separately and agree.
“Comfortably” means the rest of the month still closes — grocery, bijli, transport, and something set aside. You can absolutely rent at the top of this page on less than the right-hand column says. It just costs you the savings line, and then the medical line, and it is worth deciding that on purpose rather than discovering it in March.
What the rest of the month costs here
Two bills barely move with your salary, and both are worth knowing before you sign a lease.
| Bill | In Islamabad | What moves it |
|---|---|---|
| Water | Rs 450 | Whether the building has its own supply, or you buy tankers |
| Internet | Rs 3,500 | Broadband is priced nationally — the same package costs the same everywhere |
Everything else scales with the people in the house rather than the city it is in. Electricity is slab-priced, so the same flat costs a couple and a family of six completely different amounts; the grocery basket moves with headcount, not postcode; school fees move with the school. Guzara prices those from your own answers rather than pretending there is a Islamabad number for them, because there is not.
Getting out of F-11
Petrol is Rs 342 a litre nationally. What differs by city is how far you have to go, and Islamabad carries a lower-than-average distance load.
| A 30 km weekday commute | A month |
|---|---|
| By car, all in — petrol, servicing, wear | Rs 21,160 |
| By bike, all in | Rs 5,520 |
| What the bike saves you | Rs 15,640 |
That gap is the single largest lever most households have that is not rent. It is also the one people are most reluctant to pull, which is fair — but it is worth knowing that it is roughly Rs 15,640 a month you are choosing to spend.
F-11 against the rest of Islamabad
Rent is only ever expensive relative to somewhere. Here is the same two numbers for every Islamabad area Guzara covers.
| Area | A 2-bed portion or flat | A family house |
|---|---|---|
| F-11 | Rs 50,000 – Rs 110,000 | Rs 150,000 – Rs 350,000 |
| G-11 | Rs 45,000 – Rs 90,000 | Rs 130,000 – Rs 300,000 |
| E-11 | Rs 45,000 – Rs 95,000 | Rs 130,000 – Rs 300,000 |
| DHA | Rs 55,000 – Rs 120,000 | Rs 160,000 – Rs 380,000 |
Stop guessing. See the actual number.
Answer a few questions about your salary, your city and your household. Guzara builds the whole month for you — and you can drag any line to see what it costs you elsewhere.
Build my plan — freeQuestions people actually ask
How much is rent in F-11, Islamabad?
A 2-bed portion or small flat asks Rs 50,000 – Rs 110,000 a month, and a full family house Rs 150,000 – Rs 350,000. Those are asking rents from Pakistani listing portals gathered on 2026-09-01, unfurnished. Furnishing, backup power and the specific block move a quote more than anything else.
What salary do you need to live in F-11, Islamabad?
For a 2-bed portion at the bottom of the band, a take-home of Rs 143,000 – Rs 200,000; at the top of it, Rs 314,000 – Rs 440,000. A family house wants Rs 429,000 – Rs 600,000 and up. The lower figure in each pair is a month that closes with little saved, the upper one a month with room in it.
Is F-11 a good area to live in on a salary?
The most-searched apartment sector in the city. Rates start near Rs 40,000 for something small and pass Rs 100,000 quickly once the building has a lift that works. Whether that is worth it to you is a trade-off between rent, commute and what you want your month to look like — which is exactly what Guzara is for.
Can a couple afford F-11, Islamabad?
At the bottom of the portion band, Rs 50,000 a month, yes on a combined take-home from about Rs 143,000. Two incomes change this question more than any other household shape does — see what a couple actually costs.